Terms and Conditions

Introduction | Terms

Welcome to CardPadi, referred to as "Us" or "We" in this document, which is Nigeria's leading and customer-focused gift card trading platform. By clicking on our terms and conditions of service, you are embarking on a journey to gain a clear understanding of the services we provide. We kindly request that you take your time to carefully read the following pages for a comprehensive overview of our offerings.

These terms and conditions govern the utilisation of our websites, http://cardpadi.com/#, and the services provided by CardPadi Nigeria. Within these terms and conditions, you will discover essential commercial terms, obligations, rights, responsibilities, as well as details about how we collect, store, utilise, and safeguard information that originates from your interaction with our websites and services.

It is equally crucial to thoroughly review our privacy policy, which can be found here: (insert a link to the privacy policy page). Please note that these terms and conditions are applicable to all users and individuals who intend to access our website or use our services.

When you accept our agreement, it signifies that you have acknowledged reading and comprehending our policies, and you consent to be bound by them. If, for any reason, you are unable to adhere to these agreements, then you may not use our services. We encourage you to contact us via (insert email address) if you have any questions or require clarification.

Thank you for considering us as your choice.

Registration

When you create an account with us, you agree to receive newsletters, marketing and promotional materials, and other updates that we may send. However, if you wish to stop receiving any or all of these communications, you can easily unsubscribe or contact us via (insert email address). Your preferences matter to us, and we respect your choices regarding the information you receive from us.

Content

All information available on or through our services is either owned by CardPadi Nigeria or has been used legally with appropriate permissions. You are not permitted to share, edit, transfer, reuse, download, repost, duplicate, or utilise such content, whether in part or in whole, for personal or commercial purposes, without first obtaining our explicit written permission through an extensive advance letter of request.

Furthermore, our trademarks, logo, or brand name cannot be used in conjunction with any product or service, regardless of whether it belongs to us or a third party, without obtaining authorised consent from CardPadi Nigeria. We take the protection of our intellectual property seriously and request compliance with these terms.

Transactions

In the event that, during transactions between CardPadi and yourself, you receive a value in excess of what was intended for the transaction, you agree to take responsibility for this and acknowledge that a hold may be placed on your account until the error has been rectified.

Analytics

1. Ours: We may employ the services of trusted and reputable third-party providers to monitor and analyze how our services are utilized. When we engage in this practice, we ensure that we only partner with service providers who have a proven track record of reliability and trustworthiness.
2. Google's: Google utilizes data obtained from users' browsing history to conduct the management and analysis of our services. This is referred to as a web analytics service, and it is provided by Google. The data collected through this process is used by Google to tailor and contextualize its advertising activities and may also be shared with other Google services.

Your Actions

When using our services, you are required to act in accordance with the law and adhere to our policies. By accepting our terms and conditions of service, you agree not to:

1. Use our services in a manner that infringes upon the rights of others or violates any local or international laws or regulations.
2. Use our services to impersonate or attempt to deceive us, our employees, another user, or any other individual.
3. Send, transfer, or share any of our advertising or promotional materials, including "junk mail," "chain letters," "spam," or any related content.
4. Use the service in a way that could impair, overload, harm, or disrupt the service or interfere with the ability of others to use the service, including their participation in real-time activities through the service.
5. Employ any manual processes (such as robots, spiders, or other web crawling technologies) to monitor or copy any material on the service or for any other unauthorized purpose without our prior written consent.
6. Take actions that could harm or manipulate the company's rating.
7. Launch an attack on the service through a denial of service attack or a distributed denial of service attack.
8. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the service stored on or connected to our database.
9. Use any device, software, or actions that interfere with the smooth operation of the service.
10. Introduce any viruses, malware, worms, logic bombs, or other material that is harmful or technologically destructive

Membership

By registering with us, you confirm that you are at least 18 years of age and that the information you provide to us is accurate, complete, and up-to-date. Incorrect, incomplete, or outdated information may result in the immediate termination of your account on the service.

You are not allowed to use someone else's name as your username or use a name that is not legally available for use, a name or trademark that infringes upon the rights of another, or a name that is legally bound to another without appropriate authorization. Offensive, obscene, or vulgar usernames are also prohibited.

Maintaining the confidentiality of your portfolio, PIN, password, and two-factor authentication service, as well as preventing unauthorized access to your devices and/or account, is your responsibility from the moment your account is activated. In the event of a security breach and/or unauthorized use of your account, please notify us immediately.

We reserve the right to refuse services, terminate accounts, remove or modify content, or cancel transactions at our sole discretion.

Copyright Policy

CardPadi is committed to complying with the legal principle that grants the creator of an original work exclusive rights to use the content for a limited duration and prohibits others from plagiarising such content.

If you are a copyright owner or authorised representative and believe that copyrighted content has been copied or used in a manner that constitutes copyright infringement, please submit your claim via email to (insert email address) with the subject line: "Copyright Infringement." In your claim, provide a detailed description of the alleged infringement following the "DMCA Notice and Procedure for Copyright Infringement Claims."

It is important to note that if, upon investigation, your claim is found to be false and/or misleading, you may be held accountable for damages and may incur costs and attorney's fees. We take copyright infringement seriously and request that all claims be submitted accurately and in good faith.

Feedback and Error Reporting

CardPadi has a dedicated team available around the clock, eagerly awaiting users' queries, error reports, suggestions for improvements, observations, ideas, challenges, and any other matters related to the services we provide. You can contact us directly at (insert email address). Your input is invaluable, and we are here to assist with any inquiries or issues you may have.

Third Party

While using our services, you may encounter links to third-party websites that are neither known nor controlled by CardPadi Nigeria Limited. We disclaim any responsibility for the content, policies, or actions of such third-party websites or services.

By accepting our terms of service, you recognize and agree that CardPadi Nigeria Limited shall not be held accountable, directly or indirectly, for any damage or loss caused or allegedly caused by or in connection with the use of or reliance on such third-party services.

We strongly advise you to thoroughly read the terms of service and privacy policy of any third-party websites you visit. Your understanding and acceptance of these terms are essential when navigating external links from our services.

Disclaimer of Warranty

CardPadi provides its services on an "as is" and "as available" basis. CardPadi makes no representations or warranties, either directly or indirectly expressed, regarding the use of its services and content. Any services or items obtained from us are at your sole discretion and risk.

Termination of Account

If, for any reason known to either us or you alone, you wish to terminate your membership, you can do so by discontinuing the use of our service.

Additionally, CardPadi reserves the right to suspend, terminate, or limit access to the service of a user immediately, with or without prior notice, for any reason whatsoever, including but not limited to a breach of our terms and conditions.

Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

If any provision of these terms of service is deemed invalid or unenforceable by a court, the remaining provisions of these terms of service shall remain in effect.

Changes to Service

We reserve the right to discontinue or modify our Service, as well as any assistance or material we provide through the Service, at our sole discretion without prior notice. We shall not be held liable if, under any circumstance, all or any part of the Service becomes unavailable at any time or for any duration. Periodically, we may restrict access to certain portions of the Service, or the entire Service, to users, including registered users.

Amendment to Terms

We reserve the right to amend these Terms at any time by posting the updated terms on this site. It is your responsibility to periodically review these Terms. Your continued use of the Platform following the posting of revised Terms signifies your acceptance and agreement to the changes. You are expected to check this page frequently to stay informed about any modifications, as they are binding on you.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the updated terms. If you do not agree with the new terms, you are no longer authorized to use the Service.

Acknowledgement

By utilising our service or accessing content provided by us, you acknowledge that you have read and understood these terms of service and agree to be bound by them.

Contact Us

For inquiries, comments, requests, observations about our services, and/or technical support, please contact us via support@cardpadi.com. We are here to assist you with any questions or concerns you may have regarding our services.